Since 2010 I have been lending small amounts of money through Kiva to entrepreneurs all around the world. Every loan that is repaid gets lent out again, so the same money keeps doing its work year after year. Pick a year below to meet the borrowers.
Total Amount Lent: 19,840 USD — 798 loans in 85 countries (my Kiva lender profile)
Women's equality7 of 7
U.S. economic equality3 of 7
Basic needs4 of 7
Climate action4 of 7
Refugee equality3 of 7
Women's Day Challenge
Earth Day Challenge 2023
Kiva's $2 Billion Celebration
Road to $3B Challenge
Earth Day Challenge 2024
Equality Badge
2025 World Refugee Day
International Women's Day 2026
Earth Day 2026
World Refugee Day 2026The badges I earned on my Kiva profile, as of 2026-08-30.
I have put $2,151.28 of my own money into Kiva since 2010. Because repayments get lent out again, that same money has funded $19,840 in loans — each dollar doing the rounds about 9.2 times.
Of everything I lent, 98.7% came back or is still on its way: $201.30 was lost to borrowers who could not repay and $50.58 to currency exchange. Repayments get lent out again, which is how 798 loans fit into that amount. The repaid and currency-loss figures come from my full Kiva transaction ledger (as of 2026-09-12).
How much money was out on loan at any given moment, since my first loan on 19 December 2010. It has just reached its all-time high of $2,101.28, on 12 September 2026. The line never quite reaches zero — that floor is the $251.88 written off to defaults and currency losses over the years. Hover the chart for the figure on any given day.
Every dollar I have ever sent out on a loan, added up since 19 December 2010: it has just crossed $19,840. Thanks to recycling, that represents only $2,151.28 of my own money — see the 9.2× above. Hover the chart for the figure on any given day.
85 countries across 8 world regions. Hover a country to see how many loans it received and how much I lent there.
… and 70 more countries.
Repayments get lent out again, which is why the later years add up fastest.
Portfolio data from my Kiva lender profile, saved on 2026-09-12. Country outlines: Natural Earth (public domain).
4,934 individual repayment instalments received since 19 December 2010. The longest-running loan (40 instalments) belongs to Korto in Liberia.
