Arnaud de Klerk - Kiva Micro-Loans
Since 2010 I have been lending small amounts of money through Kiva to entrepreneurs all around the world. Every loan that is repaid gets lent out again, so the same money keeps doing its work year after year. Pick a year below to meet the borrowers.
Total Amount Lent: 19,825 USD — 793 loans in 85 countries (my Kiva lender profile )
Achievements
793 loans funded
$19,825 lent out
85 countries
8 world regions
19 sectors
137 field partners
94% to women
17 years lending
Where the loans went
Fiji – 1 loan United Republic of Tanzania – 5 loans Western Sahara Canada United States of America – 4 loans Kazakhstan – 1 loan Uzbekistan – 1 loan Papua New Guinea – 1 loan Indonesia – 1 loan Argentina Chile – 3 loans Democratic Republic of the Congo – 5 loans Somalia Kenya – 19 loans Sudan Chad Haiti – 13 loans Dominican Republic – 2 loans Russia The Bahamas Falkland Islands Norway Greenland French Southern and Antarctic Lands East Timor – 2 loans South Africa – 1 loan Lesotho – 1 loan Mexico – 7 loans Uruguay Brazil – 1 loan Bolivia – 4 loans Peru – 17 loans Colombia – 24 loans Panama – 1 loan Costa Rica – 5 loans Nicaragua – 17 loans Honduras – 14 loans El Salvador – 30 loans Guatemala – 3 loans Belize Venezuela Guyana Suriname – 1 loan France Ecuador – 426 loans Puerto Rico – 2 loans Jamaica Cuba Zimbabwe – 7 loans Botswana Namibia – 1 loan Senegal – 6 loans Mali – 2 loans Mauritania Benin – 1 loan Niger – 1 loan Nigeria – 1 loan Cameroon – 1 loan Togo – 29 loans Ghana – 6 loans Ivory Coast – 1 loan Guinea Guinea-Bissau Liberia – 5 loans Sierra Leone – 6 loans Burkina Faso – 3 loans Central African Republic Republic of the Congo – 1 loan Gabon Equatorial Guinea Zambia – 1 loan Malawi – 1 loan Mozambique – 2 loans eSwatini Angola Burundi – 1 loan Israel – 1 loan Lebanon – 3 loans Madagascar – 3 loans Palestine – 2 loans Gambia Tunisia Algeria Jordan – 1 loan United Arab Emirates Qatar Kuwait Iraq – 2 loans Oman Vanuatu – 1 loan Cambodia – 1 loan Thailand – 1 loan Laos – 1 loan Myanmar – 1 loan Vietnam – 2 loans North Korea South Korea Mongolia – 1 loan India – 1 loan Bangladesh – 1 loan Bhutan Nepal – 1 loan Pakistan – 3 loans Afghanistan Tajikistan – 3 loans Kyrgyzstan – 1 loan Turkmenistan Iran Syria Armenia – 2 loans Sweden Belarus Ukraine – 1 loan Poland Austria Hungary Moldova – 1 loan Romania Lithuania Latvia Estonia Germany Bulgaria Greece Turkey – 1 loan Albania – 1 loan Croatia Switzerland Luxembourg Belgium Netherlands Portugal Spain Ireland New Caledonia Solomon Islands – 2 loans New Zealand Australia Sri Lanka China – 1 loan Italy Denmark United Kingdom Iceland Azerbaijan – 1 loan Georgia – 2 loans Philippines – 11 loans Malaysia Brunei Slovenia Finland Slovakia Czechia Eritrea Japan Paraguay – 11 loans Yemen – 1 loan Saudi Arabia Northern Cyprus Morocco Egypt – 1 loan Libya Ethiopia Djibouti Uganda – 25 loans Rwanda – 8 loans Bosnia and Herzegovina North Macedonia Republic of Serbia Montenegro Kosovo – 1 loan Trinidad and Tobago South Sudan Samoa – 4 loans Tonga – 1 loan
85 countries on 8 continents. Hover a country to see how many loans it received.
Portfolio distribution
Loans by sector
Retail 297
Food 195
Clothing 107
Agriculture 71
Services 50
Arts 12
Education 12
Housing 10
Reuse & Recycle 8
Clean Energy 7
Transportation 5
Health 5
Construction 3
Personal Use 3
Wholesale 2
Manufacturing 2
Water 2
Entertainment 1
Sanitation & Hygiene 1
Loans by region
South America 487
Africa 144
Central America 70
Asia 33
North America 28
Oceania 12
Middle East 11
Eastern Europe 8
Borrowers by gender
Top countries
Ecuador 426
El Salvador 30
Togo 29
Uganda 25
Colombia 24
Kenya 19
Nicaragua 17
Peru 17
Honduras 14
Haiti 13
Paraguay 11
Philippines 11
Rwanda 8
Mexico 7
Zimbabwe 7
… and 70 more countries.
Loans per year
’10
’11
’12
’13
’14
’15
’16
’17
’18
’19
’20
’21
’22
’23
’24
’25
’26
Repayments get lent out again, which is why the later years add up fastest.
Portfolio data from my Kiva lender profile , saved on 2026-08-29. Country outlines: Natural Earth (public domain).
